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Laxmi Puja starts with the placement of Goddess Lakshmi-Ganesh icon on a raised platform spread with a new cloth.
Lord Ganesh is worshiped at the beginning of every propitious of Hindu festivals and Lakshmi puja also starts with Ganapathi puja.
Place a onehand of grains in the centre of the puja place and place a kalash, lotta (pitcher). Fill three-fourth of the kalash with water and place a betel nut, a flower, a coin, and some rice grains in under the water. Arrange five kinds of leaves or mango leaves in the kalash.
Place a small dish on the kalash and fill it with rice grains. Draw a lotus with turmeric powder (haldi) over the rice grains and place the idol of goddess Lakshmi and Ganesha.
Over it, along with coins. You will also place pens, books related to your business or occupation on the platform.
Light a deepak (lamp) and the Agarbatti (incense sticks) begin the puja  by offering haldi, kumkum, and flowers to the platform on which the kalash is placed. Spray this kalash water on all puja utensils for purifying. Make a Panchamitra with the thing of milk, curd, ghee (clarified butter), sugar & honey.
Start with Ganesh Pujan (Ganeshji should be worshiped in all pujas before any other god or goddess by Ganesh Mantras and Ganesh aarti. Offer a garland to the god. Offer flowers and make an offering of sweets, coconut and fruits
Place the idol of Lakshmi  in a plate and bathe it with water, panchamrit again with water containing some gold ornament or a precious thing. Wipe the idol clean and place it back on the kalash. Now raise goddess Laxmi by Laxmi mantras. Then offer the flowers to the idol.
Offer sandal paste, haldi, kumkum and garland to the goddess. Offer flowers, sweets, coconut and fruits. Offer sweets and other Prashad to the Goddess which is made especially for the Lakshmi Puja occasion, and distribute it to all members which presents.
These sweets and prashad must be distributed to the others. Light the lamps and candles all around the house. No corner of the house should be left in darkness. Lamps are lit in the evening to welcome the Goddess (this is because of the reason that lights on the path will show her path).
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